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Next to your home, your automobile is often the most expensive piece of property you own. As a result, it is important to seek the best value when buying your insurance. To ensure that you have the proper protection, there are a number of ways that you can reduce the cost of your auto premiums while obtaining the coverage you need.
Choosing higher deductibles for collision and comprehensive coverage is an easy and cost-effective way to lower your auto insurance bill. In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years.
By insuring your auto and home with Erie Insurance, you will receive a discount on your auto premium as well as your homeowners insurance premium.
If you insure two or more cars with Erie Insurance and they are owned and used by the individual and/or relatives living in the same house, you receive a discount.
• Safe driver:
New policyholders who are claims and violation-free may be eligible for an additional discount.
• Pay plan:
By paying your premium in full by your effective date or within 30 days, you will receive a discount.
Long-term, claims-free drivers receive additional discounts. If you are with Erie for 15+ years, they will not cancel your policy - no matter what (other than nonpayment of premium).
• Auto Enhancement Endorsement:
$30 per year includes diminishing deductible (ever year without a claim deduction goes down $100), $10,000 Death Benefit, Emergency Travel Cost, and many more features
• Rate Lock:
In all states (except MD) - rate lock premium will only change if the insured moves, add/remove an auto, or if they add/remove a driver.